Home Buying Blogs – Twin Cities

Moving to Blaine: Blaine, MN Relocation & Homebuyer Guide

Just 12 miles north of downtown Minneapolis, Blaine is a wonderful suburb to reside in. It’s close to the city and provides the comforts of small-town living—but that’s not to say the city of Blaine is small. In fact, over 64,000 residents live in the area, and the population continues to increase each year. Providing […]

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Understanding The Home Assessment Process

A home assessment relates to how much a homeowner pays for their home over time. This process includes determining property taxes, an important and necessary expense for all homeowners. The following information details what home buyers can expect during a home assessment and how they can better understand the process before closing on the property. […]

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Why It’s Important to Understand Zoning Before Buying Real Estate

The first zoning ordinances in the United States were passed in Los Angeles and New York City in the early years of the 20th century. By about 1920, the Department of Commerce became involved, writing model plans and ordinances designed to help individual states formulate ways to control growth and development in their cities. Historically, […]

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What Is the Difference Between a Stick and Mason Home?

A stick and a mason home can sometimes be confused, depending on the nature of the construction and geographic area in which a buyer is shopping. Once buyers understand more about how each one is put together, they can decide which one is right for them. Find out more about how these homes are made […]

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Home Underinsured? What Not Having Enough Insurance Means For Homeowners

Everyone knows that home insurance is important for protecting their home along with everything and everyone in it. However, many homeowners don’t have enough insurance, and oftentimes, they don’t even know it. Being underinsured is risky for homeowners, and it’s estimated that approximately 66% of homes doesn’t have the insurance that it should. Homeowners need […]

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What Is Loan Discrimination?

Getting a mortgage is the most important part of buying a new home, because without a home loan, it’s impossible for many people to purchase a house. Some homeowners have a fear that they may be denied for a loan because of their religion, ethnicity, or sex. While mortgage discrimination is illegal, some lenders may […]

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What to Know About Home Equity

Soon-to-be homeowners have likely heard the term “equity” by their real estate agent, mortgage lender, and other housing industry professionals. But what exactly is equity, and why is it so important to have? Here is what all homeowners and home buyers need to know about having equity in a home and what it means for […]

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What Happens When You Inherit a Home?

Inheriting a home is a lot different than inheriting furniture or a car, and it can be a complicated process while also going through grief. Those who know they are in line to inherit a home should know what will happen with it before their loved one passes in order to relieve excess stress they […]

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What to Do if Your Home Is Underwater

When a home is underwater, it isn’t literally under actual water. When someone refers to an underwater home, they’re referring specifically to the mortgage. A mortgage becomes underwater when the loan’s balance is higher than the fair housing market value for the property. For example, if a homeowner owes $300,000 on their home but the […]

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What to Know About Getting a Mortgage When Self Employed

Many people own their own businesses instead of working for someone else. However, most small business owners often need to use home loans just like everyone else. Being self-employed can make it more difficult to get a mortgage because it doesn’t always guarantee a steady stream of income. While getting a mortgage can be more difficult […]

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