Ramsey County Property Taxes: St. Paul Suburbs With Low Rates

In addition to being the capital of Minnesota with a population of 300,000, the city of St. Paul boasts more Mississippi River shoreline than any other city. The suburbs surrounding the Twin Cities feature plentiful amenities and accessibility and St. Paul suburbs have been listed among Money Magazine’s Best Places to Live. Most importantly, some of these suburbs can offer residents property tax rates well below St. Paul and national averages.

Minnesota’s property tax rate is 1 percent for homes valued under $500,000, but once city property taxes are levied, the total St. Paul property tax rate is 1.35 percent. This is well above the national average of 1.07%, so prospective residents should be familiar with information about the affordability of living in St. Paul.

Thankfully, there are many affordable suburbs in St. Paul. By learning about St. Paul suburbs’ property tax rates, those interested in moving to St. Paul will be equipped to make the best financial decision possible.

Lilydale: 0.86%

The town of Lilydale, home to about 600 residents, is just under 10 miles southwest of St. Paul. Minneapolis and St. Paul are easy drives from Lilydale, and though the town is small, there is no shortage of activities and entertainment in the area.

Lilydale offers a pleasant mix of small-town charm with the convenience of proximity to city amenities. Popular area eateries include Moose Country, which serves classic American favorites, and Bogey’s, a watering hole perfect for bar food and late-night drinks.

Lilydale consists of a blend of single-family homes, townhomes, and condominiums. The property tax rate here is 0.86 percent, well below the national average. Homes for sale in Lilydale typically start in the $300s, with luxurious waterfront homes sometimes approaching $2 million.

Condominiums and townhomes are on the low end of this spectrum, typically boasting two bedrooms and less than 2,000 square feet of living space. Single-family properties offer gourmet kitchens, vaulted ceilings, custom fireplaces, and up to 4,000 square feet of living space.

Lilydale Amenities

  • Osteria Nonni
  • Holiday Stationshores
  • Lilydale Distribution
  • Joke Joint Comedy Club
  • Lilydale Garden Center
  • Pool and Yacht Club

Mendota Heights: 1.0%

Just a hop, skip, and jump across the Mississippi River lies the small city of Mendota Heights, a friendly and inviting area with 11,000 residents. The city covers over 10 square miles and has easy access to nearby Interstates 35 and 94.

Mendota Heights is surrounded by lush green landscaping with various elevations, giving residents beautiful views of the surrounding valleys and lakes. It’s also one of the fastest-growing suburbs in the Minneapolis-St. Paul area. Despite its rapidly growing size, it maintains a small-town vibe that residents have grown to love.

In addition, the municipality has managed to maintain its low property tax rates. At just 1 percent, Mendota Heights’ property tax rate is below the national average and well below St. Paul’s rate of 1.35 percent. Home prices vary significantly in the city, with listings starting in the $300s and Mendota Heights luxury homes running well into the millions.

There are two major commercial centers in the city, and they’re home to several kitschy and unique shops. Two such shops are Green Street Carpentry, a children’s specialty store, and 3 Kittens Needle Arts, a craft and needlework shop.

Mendota Heights Amenities

  • Tommy Chicago’s
  • Caribou Coffee
  • Cold Stone Creamery
  • The Copperfield
  • Walgreens
  • Haiku Japanese Bistro

Eagan: 1.04%

Reasons to Live in Eagan, MN

Just south of downtown St. Paul, the suburban city of Eagan is a commuter’s dream. Convenient acces sto Highways 77, I-35, and I-94 means commuters can get into the Twin Cities area in less than 20 minutes. The Minnesota Valley Transit Authority also serves the area, and three transit stations located in Eagan provide service to downtown St. Paul and Minneapolis. Eagan’s three transit stations provide service to downtown St. Paul and Minneapolis.

Eagan is a large suburb, with close to 65,000 residents and spanning close to 35 square miles. Despite its size and convenience, the property tax rate is just 1.04%, less than Dakota County’s average of 1.10%.

There is a wide range of property types in the area, and although single-family homes are most prevalent, Eagan condos and townhomes are typically listed in abundance. Prices start in the high $100s for a cozy condo and can soar above $2 million for a luxury home.

Eagan is filled with amenities and things to do. Residents take great pride in the area’s green spaces; the suburb is home to over 50 parks. Some local favorites include Eagan Central Park, Burr Oaks Park, and Patrick Eagan Park.

Eagan Amenities

  • Caponi Art Park
  • Cascade Bay Waterpark
  • Mason Jar Kitchen & Bar
  • Eagan Arms Public House
  • Andiamo Italian Ristorante
  • Oryza Poke & Ramen

Rosemount: 1.07%

The city of Rosemount has a population of 25,000, and residents’ pride in their community shows. Once 35 square miles of rural farming land, Rosemount has grown into a thriving St. Paul suburb with plenty of charm and character.

Despite an atmosphere far removed from the hustle and bustle of city living, nearby Interstate 35 and US Route 52 are easily accessible from Rosemount. This proximity allows Rosemount residents to be in downtown St. Paul in 25 minutes and nearby Minneapolis in 30.

Despite the convenience of the area, properties in Rosemount are accessible to a wide range of budgets. Rosemount homes for sale typically list from the $200s, and Rosemount luxury homes will occasionally top $1 million. The property tax rate of 1.07 percent is also affordable, sitting below the Dakota County average.

The lucky residents that call Rosemount home have myriad entertainment and dining options. When in season, Emery Acres Flower Farm provides fresh-cut arrangements to brighten up homes and businesses. Nearby, Tops Tavern is an excellent neighborhood bar to catch a game and enjoy a cold drink.

Rosemount Amenities

  • Aldi
  • Chipotle Mexican Grill
  • Erickson Park
  • Central Park
  • Cub Foods
  • Taco John’s
  • Brockway Disc Golf Course

Inver Grove Heights: 1.08%

Reasons to Live in Inver Grove Heights, MN

By car, the city of Inver Grove Heights is less than 15 minutes south of St. Paul. This small city is at the heart of the Minneapolis-St. Paul area, with roughly 35,000 residents across approximately 30 square miles. The city has all the amenities and hotspots of a big city, including eateries like Drkula’s 32 Bowl, Inver Grove Brewing, and Dairy Queen Grill and Chill for those on the go.

Inver Grove Heights provides easy access to nearby US Route 52 and Interstates 494 and 35E. Residents can access the Metro Transit public transportation system, which provides service to St. Paul, Minneapolis, and the surrounding areas.

In addition to the city’s convenience and proximity to St. Paul, its location on the banks of the Mississippi River gives most properties unique and beautiful views. Real estate here is a sought-after asset. However, prices and property tax rates remain relatively low.

Inver Grove Heights condos and townhomes list from the high $100s, while most single-family properties start in the $400s. Detached homes, particularly waterfront properties, can list above $2 million. The Inver Grove Heights property tax rate sits at just 1.08 percent, making the tax rate as desirable as the community is to live in.

Inver Grove Heights Amenities

  • Lions Park
  • Salem Hills Park
  • Gertens
  • Oyevida Lifestyle Cafe
  • Tractor Supply Co.
  • Caribou Coffee

Burnsville: 1.09%

With a population of more than 60,000 spread across close to 30 square miles, homes for sale in Burnsville are perfectly positioned for Twin Cities commuters. Interstate 35 splits into I-35W and I-35E within the city’s borders, and this proximity provides Burnsville residents with access to St. Paul and Minneapolis in less than 30 minutes.

Despite being the ninth largest city in Minnesota, Burnsville maintains its small-town charm and inviting atmosphere. It is home to nearly 80 parks, and residents enjoy local performances at the Ames Center, shopping at the Burnsville Center, and tours of the Minnesota Valley National Wildlife Preserve.

There are various homes in the area, with architectural styles ranging from Prairie to Craftsman to Queen Anne. For a quaint condominium unit, prices start at $200,000, while Burnsville luxury homes can eclipse $1 million. The property tax rate is 1.09 percent, below Dakota County’s average and well below the rate of nearby St. Paul.

Burnsville Amenities

  • Cliff Fen Park
  • Costco Wholesale
  • Bricksworth Beer Co.
  • Olivia’s Organic Cafe
  • Shooters Billiard Club & Cafe
  • Olive Garden
  • Target

Lakeville: 1.11%

The city of Lakeville is located in the outer ring of the Twin Cities area and was originally a rural, agricultural community. Today, Lakeville is the fastest-growing city in Dakota County. It boasts over 70,000 residents spread across close to 40 miles.

This thriving community is a peaceful area. It’s free from the chaos of big-city living, but amenities and conveniences are still within easy reach. Interstate 35 is Lakeville’s main thoroughfare, and the city has two Minnesota Valley Transit Authority bus stops.

One of the most popular pastimes in Lakeville is to embrace the city’s agricultural history and enjoy time in the outdoors. The city is home to more than 50 parks and miles and miles of trails for hikers, bikers, and joggers. After a long day outdoors, grab a bite to eat at Barley + Vine Kitchen & Bar or enjoy a cold beverage at Northern Taphouse.

For all the city has to offer, there is a wide range of home prices, and property taxes remain low. Lakeville homes for sale usually start in the $200s, though Lakeville waterfront homes generally list from the $500s. Despite the luxurious nature of some properties, the tax rate remains steady at 1.11 percent.

Lakeville Amenities

  • Lakeville Area Arts Center
  • Orchard Lake Beach
  • Steve Michaud Park
  • Antlers Park
  • Porterhouse Steak & Seafood
  • Buffalo Wild Wings

Apple Valley: 1.11%

Formerly known as Lebanon, the city of Apple Valley was hit by a housing boom in the 1960s. One of the original real estate developers, Orin Thompson, planted an apple tree in the front yard of every home he built. When the city was incorporated in 1968, residents wanted a name that would honor Thompson’s tradition, and Apple Valley was thus created.

Just a 25-minute drive south of the Twin Cities, Apple Valley covers 17 square miles of lush, thriving landscape. Major nearby roads include I-35E, I-35W, and Highway 77. The city’s most famous residents are probably the 3,000-plus animals living at the Minnesota Zoo. There are plenty of outdoor pastimes and parks for nature lovers, including Alimagnet Park and Kelley Park.

Despite its amenities, Apple Valley manages to remain relatively affordable. Apple Valley homes for sale offer something for virtually every budget, and the majority of single-family homes in the area list for below $600,000. Despite the city’s growth and desirability, property taxes have also remained affordable. The tax rate currently sits at 1.11 percent.

Apple Valley Amenities

  • Wells Fargo Family Farm
  • Apple Valley Family Aquatic Center
  • Hy-Vee Grocery Store
  • Fresh Thyme Market
  • The Tavern Grill
  • Valleywood Golf Club

St. Paul Suburbs Boast Lower Property Taxes

When looking for a home in the Minneapolis-St. Paul area, there is more to take into consideration than just home price alone. Property tax rates are important to keep in mind when determining whether a property is right for a homebuyer’s individual needs. Thankfully, there are plenty of areas around St. Paul—many of which are among the best St. Paul suburbs to live in—that provide accessible housing options with reasonable property tax rates.

If Saint Paul is the city for you, contact Kris Lindahl Real Estate at 1-(855) 967-7653 to get in touch with a local real estate agent who can help you find your dream home today.

Need to sell your home?

Find out how much it will sell for today!

Check your equity now in 60 seconds
Kris Lindahl Real Estate

Home of the one day listing contract

Leave a comment

Living in Duluth: 11 Things to Know Before Moving to Duluth [2023]

Duluth is a medium-sized city on the shores of Lake Superior in northern Minnesota with many appealing qualities. The overall cost of living is lower than the national and state averages, the job market is thriving and diverse, there are plenty of things to do indoors and out, and the city has excellent transportation infrastructure […]

Continue Reading

Small Condo Ideas: Design Tips to Increase Storage & Living Space

Looking for an affordable, low-maintenance home? It’s time to check out the condos for sale in your area. There are many reasons to choose a condo over a single-family home or townhome, but would-be buyers are often deterred by the perceived lack of space. Condominiums can look, feel, and function as spacious as any other […]

Continue Reading

Buying a Condo: 4 Reasons It’s Better Than a House

Homebuyers are faced with lots of options! Many people might feel stuck when choosing between condos, townhomes, and single-family homes. Detached homes are often the go-to, which causes buyers to overlook many of the amazing condos for sale in their area. Condominiums offer many unique advantages in the great house vs condo debate. They’re often […]

Continue Reading